Blog Running – ‘Will Delaying The Employer Mandate Deny Health Coverage To Workers’?
‘So what happens under the Treasury Department rule if the marketplaces have no way to determine whether a worker has been offered qualified coverage’?
‘Would the uninsured worker be able to get subsidized coverage’?
‘It would be cruel to make employees, most of whom work for low wages, wait another year to get health insurance because the administration is giving big employers a break on reporting’?
‘If the administration is going to give employers a break, it should not do so at the expense of millions of uninsured or underinsured workers who have been looking forward to having health insurance available to them on January 1, 2014’.
‘Yesterday, the Treasury issued a notice delaying for one year, until 2015, the requirement that employers of more than 50 full-time employees (3 percent of all employers) report on whether they offer health coverage to their employees’.
‘The Affordable Care Act requires that these employers pay penalties when they they do not offer qualified coverage or when their workers access coverage through the new health care exchanges’.
‘The Treasury’s notice does not change the legal requirement that employers provide coverage, but it effectively negates enforcement of that requirement’.
‘The notice, full of sympathy for employers (Remember that’s 3% of employers) who have to comply with the reporting requirements, totally ignores the implications for employees’.
‘Under the Affordable Care Act, workers who are offered acceptable coverage at work are not eligible to access health insurance through the new health insurance marketplaces (“exchanges”), which offer income-based subsidies to purchase health coverage’.
‘These workers must purchase the employer coverage or pay a fine’.
‘The Affordable Care Act’s only requirement for employers of 50 or more full-time workers is that they offer employers high-deductible plans, which require employees to pay a big chunk of their incomes for the coverage’.
‘If employers meet these skimpy provisions, they can avoid paying penalties and their workers are locked into the lousy coverage or required to pay a fine for the privilege of being uninsured’.
‘It is not clear how many employers will take this low-road route, but the history of the big low-wage employers – think Walmart and McDonald’s – is not encouraging’.
‘What matters now is that the White House treat employees with the same level of concern it has shown big business’.
‘To do that, the administration should make it clear that workers who state that they are not offered coverage by their employer, or that the coverage costs more than they can afford or has limited benefits, should be eligible to receive income-based subsidies in the new marketplaces’.
‘Simple justice, and the primary goal of the Affordable Care Act of guaranteeing affordable health coverage to all Americans, requires nothing less’.
From : http://www.nationalmemo.com/will-delaying-the-employer-mandate-deny-health-coverage-to-workers/